Glossary
Credit score
A number, usually FICO 300 to 850, that predicts how likely you are to repay. Payment history (35%) and utilization (30%) drive most of it. Above roughly 740 you get a lender's best rates.
Full treatment
Credit & Debt guide
Glossary
A number, usually FICO 300 to 850, that predicts how likely you are to repay. Payment history (35%) and utilization (30%) drive most of it. Above roughly 740 you get a lender's best rates.
Full treatment
Credit & Debt guide