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Tax brackets, US 2025 single filer

Federal only. State tax and credits are not included. Update this calculator each January when the IRS publishes new brackets.

Inputs

Assumes 2025 single filer, standard deduction $15,000, no other income, no above-the-line deductions, no credits, no state tax.

Federal tax

$5,162

FICA

$4,590

Effective rate

8.60%

Est. take-home

$50,249

Bracket-by-bracket

Marginal rate on your last dollar: 12%. Effective rate on every dollar: 8.60%.

10%
$0 → $11,925
$11,925 in$1,192.50 tax
12%
$11,925 → $45,000
$33,075 in$3,969.00 tax

Disclaimer: this excludes state and local income tax, credits (Child Tax Credit, EITC, AOTC, etc.), pre-tax deductions (401(k), HSA, FSA), itemized deductions, and any non-wage income (capital gains, dividends, self-employment). Real take-home will differ. Treat this as an order-of-magnitude estimate, not a tax return.

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