Terms of Service

Acceptance

By using this site you agree to these terms. If you do not agree, please stop using the site.

Eligibility

You must be at least 13 years old to use this site. By using it you confirm that you meet this requirement.

Educational content and financial disclaimer

Everything on this site is for educational purposes only. Our Financial Disclaimer is incorporated into these terms by reference. Please read it. In short: nothing here is financial, investment, tax, or legal advice, and no adviser or fiduciary relationship is formed.

Acceptable use

You may use this site for personal, non-commercial reading and learning. You may not:

• Scrape the site at scale using automated tools.
• Attempt to probe, attack, or disrupt the site or its infrastructure.
• Use the site in any way that violates applicable law.

Intellectual property

The content on this site is owned by Young Wise and Wealthy. You may read and share individual pieces for personal, non-commercial purposes as long as you credit the source. You may not republish, sell, or repackage our content without written permission.

Third-party links

We link to outside sites from time to time. We are not responsible for the content, privacy practices, or accuracy of any third-party site. A link is not an endorsement.

No warranties

The site is provided “as is” and “as available.” We make no warranties, express or implied, about accuracy, reliability, or fitness for any particular purpose.

Limitation of liability

To the maximum extent permitted by law, Young Wise and Wealthy is not liable for indirect, incidental, consequential, or punitive damages arising from your use of this site. Nothing in these terms removes rights you have that cannot be waived under applicable law.

Indemnification

You agree to indemnify and hold harmless Young Wise and Wealthy from any claim, loss, or expense arising from your violation of these terms or misuse of the site.

Governing law and venue

These terms are governed by the laws of the State of New Jersey. Any dispute will be resolved in the courts of the State of New Jersey.

Changes

We may update these terms or the site at any time. Changes take effect when posted here. Continued use after a change means you accept the updated terms.

Contact

Questions go to [email protected].